I understand this eliminates the "self sufficiency" test that the FHA requires for 3-4 units - which is great news. 

I would also recommend that they have sufficient 'skin in the game' IE additional down payment above and beyond just having lived there a while. 

Your primary insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.

I already gathered sufficient capital looking to build up a network of realtors/brokers/handyman. 

Specifically, do mid-sized to small towns outside of big cities have sufficient rental demand for rent by the room?

If I can avoid using my own capital that would make me sleep a little better at night.

When you bid on a tax deed at the Sheriff's auction you must have sufficient cash in the bank to be able to get a cashier's check to cover the full amount of the purchase on the day of the auction and you must be able to live without the cash as it often takes a year or more before tax deed investing provides any return of capital.What is a Georgia Tax Deed?

In the surrounding areas to Branson, we're seeing a rise in demand for properties that offer more than just a place to sleep - they offer a lifestyle, a home away from home.

AND, I would require that there be a smoke detector in the garage that is "connected" or "talks to" the smoke detectors in the house so that if a fire does break out in the garage, the tenants can get out out before the house burns down.I would also make sure that there is a sufficient fire wall between the garage and the rest of the house.

-Using Sleep to Improve Learning (Huberman).