And if questioned would the Service accept the substance over form argument?  

It looks great, but there's nothing of real substance on it to differentiate your company. 

One other thing is the economics of the transaction reflect that you are paying the mortgage, and the Treasury will fall back on a widely used doctrine - substance over form.

Since you contributed nothing of substance to this post I guess you and Ramit Sethi have that in common as it relates to this post 2.

Had a dog in it and car smelled heavy smoke and some substance ;) Needless to say I passed.

Her rudeness is about her, not you; don't let it get to you and you've freed yourself of the problem.Now if it's not  just about style but also substance--I.e., she's blowing up your phone with repeated trivial repair requests--that's a different story.

Tenant shall not allow any sweepings, rubbish, sand, rags, ashes or other substances to be thrown or deposited therein.

Consider making either the labor nil or increasing their share; otherwise, the substance - rather than the form - doesn't sound reasonable.

Their presentations are full of motivation and hype with little to no substance or details of how to actually do it.

In English, this means if the transactions doesn't have a business purpose and true economic substance, the transaction or entity creating the tax savings will be disregarded for tax purposes and the correct tax will be imposed.