At the end of the day, it really depends on the borrower profile, and their priorities as they relate to time, fees, etc. 3.

Ohio is a lengthy foreclosure state and many fees not recoverable0% interest and they don’t pay then you are losing money every month as they have no incentive to payLastly having it at 0% and over priced from its value means if they don’t get a tenant then they just walk away as property is so upside down.If it was me as a seller these are awful terms as a seller.  

Also, what's the typical fee structure for single-family homes?

., SaaS, subscription-based e-commerce). 

I tried getting heloc from my large bank, However I was denied due to my income. if you can't get the credit lines for some reason from your bank then they have resources for that, even their own cpa you can use for a fee.

I own one there as well and do pay these fees. 

Have a good lease with "teeth" - late fees for late rent, occupancy rules, pet rules and etc. - and do not violate your own lease by being too easy, or very quickly you will not have any lease at all and your tenant(s) will do whatever they want at your expense. 

Plus they’d be collecting late fees I assume you’re not charging. 

I have only been pushed back once or twice on the loan/origination fee, but I get push back on the interest rate every single time.

But they take fees from you and charge the tenant more.