Sounds like you are a respectful smoker! 

With respect to the property you are trying to buy, it doesn't seem like a fact pattern that screams creative financing. 

"Title 28 U.S.C. 2410(e) - Whenever any person has a lien upon any real or personal property, duly recorded in the jurisdiction in which the property is located, and a junior lien, other than a tax lien, in favor of the United States attaches to such property, such person may make awritten request to the officer charged with the administration of the laws in respect of which the lien of the United States arises, to have the same extinguished.

Quite a few well respected EA and CPAs have weighed in and confirmed just that.Your other post agrees with this as well: I'm sure I heard - if your business is to flip homes, then you do not need to pay capital gains taxes.  

“These amounts will count toward the required minimum distribution for the respective tax year,” McGuff says.In addition, the elective deferral limit for 401(k), 403(b), 457(b), and Roth 401(k) plans now stands at $23,000, with a catch-up contribution of $7,500 permitted for those 50 and older.

You’re probably thinking, I don’t know this person so why should I get involved… just remember that we’d both be in the same boat, we both have to trust and respect one another, but read to the end, and learn more about me.I was born and raised in San Jose, California by my beautiful, wickedly smart and fiercely independent single mother.

If somebody was a little more respectful or actually had something relevant to ask, I would be happy to have a conversation. 

If you are on the fence with respect to purchasing real estate, then you can always add language in the sales agreement permitting the assignment to an entity you will create for the purchase the real estate.

. :)  Well put, when you provide a quality product you earn respect and credibility.

Ethics and rules have to be respected.