Naturally my DTI is high, however my only debt is our primary residence mortgage I have had since 2020.

Regarding my down payment, I qualify for VA loans and buying a primary residence means very little down for me if I don’t have the funds.

Our other rentals in completely different areas, we have a duplex in Penfield (east side suburb, our primary residence) and a duplex in the south wedge.

People responded by explaining that residential mortgage lenders are looking for US-based customers, who have their residence, income and assets in the States.How do they view foreign debt?

Living in one unit and renting out the other helps you scale quickly because you need a lower down payment for a primary residence. 

A house hack for a primary residence for about two years and then you could repeat this again. 

If married you can exclude $250,000 each in capital gains if your primary residence.  

My primary residence is in a trust.  

Am not sure if you offer any pods or coffee included but would suggest buying the large 80-100 count boxes and having a small decorative basket/display with about 10 starter complimentary pods on each stay.

Investment Info:Single-family residence fix & flip investment.