Hello Adam, The way I draft our contracts in Pennsylvania I include a clause that requires the tenants to carry $10k in personal property and $100k in liability.

If you are looking to expand your knowledge I highly recommend the webinars BP offers. 

I do recommend new mattresses.

HI @Paige GardnerI can send you HML recommendations and wholesalers. 

What are your requirements?

What meetups would you recommend.

As I mentioned every person and their criteria is going to require a different loan program and each loan gets risk graded based on several factors.

@Jenna Kelley I just commented on another post about this as well, but if you are having foundational issues, do not call a contractor I would highly recommend calling a structural engineer as they are going to tell you exactly what needs to be done.

Hey Michael, I would recommend posting in the classified section of BP for your area and attending local RE meetups

What we found was only one other person contracted under $200 per square foot for clients and they also built within the city of columbus. the numbers have a much higher premium the closer you get to downtown. if you can't get the numbers to work my recommendation would be to get closer to downtown. we do build to rent development and single family home development and every line item is broken out. on the triples we have to build exterior staircases etc there are some things you can't really understand unless you build a lot. hope that helps but no one is going to build you for 110 a square foot. the lowest cost homes in our market at cost without a profit barely dip into 140 a square and we are in one of the cheapest construction markets and states in the country.