Find an Insurance Broker that can shop the market.

This is my smallest property but the biggest PIA to get lending on since I can't shop it to Fannie/Freddie and competitors.

I enjoy networking and talking shop. 

As often happens with a HELOC vs a traditional mortgage.For example, if you mortgage rate is 5%, most instances your HELOC (assuming you are using it to replace your mortgage in 1st position) rate will be in the neighborhood of 3%.Continuing to make your mortgage payment (based off 5% interest) towards the HELOC would allow you to pay it off dramatically faster - relative to a 30yr note (the impact is greatly decreased on shorter notes). 

That neighborhood is buzzing with potential-young professionals, trendy developments, and a rental market that’s always in demand.

There is a story to every pocket of every neighborhood that locals will know, but you may not, if investing out of state or in a market you don't know.

Buy the worst house in a great neighborhood and fix up.  

Talk to some of the Realtors in the city and ask them to define where the neighborhoods are and which neighborhoods they think are best.

Localize City (Homebuyers and investors who want a deeper understanding of neighborhood dynamics and potential risks) 8.

Can you let us know what you think about the quality of the neighborhood and rate of change in that particular area.