Everyone that has more than 1 or 2 properties should have some kind of basic spreadsheet that demonstrates how much that property is bringing in after all your fixed costs are accounted for, at a minimum - PITI, lawn care, HOA fees, etc.

People carry too much debt and even if the debt was forgiven or paid off, incomes don't match affordability. 

Maybe go prepared with a spreadsheet of fix up costs prior to just hitting her up with that.

Whether it’s for fix-and-flips, rentals, or other projects, I’d love to learn more about who you’ve worked with and what your experience has been like.Do you have any solid connections or recommendations for private lenders who use their own capital?

- The HOA’s apparent lack of urgency to fix the roof.

In 2023 I bought one house, invested in one syndication, and focused on fixing up existing properties. 

I am hoping the cash flow will match their numbers in first year (fingers crossed) and all the "other expenses" will start from 2nd year onwards.

Flexibility in Loan Terms: Josh offered a unique hybrid product that let my friend lock in a portion at a fixed rate while leaving the rest variable.

Had to spend additional money to get everything fixed.  

One is a 10-day notice to comply or quit and the other would be a notice of termination of the month to month lease (30 days here).It looks like NY may be 30 days for the fix or quit and 90 days for the termination of the lease notice.