I would certainly disclose the currently approved special assessments, but since any further financial obligations and project plans have not been voted on by the membership, approved in a budget, or secured in a loan; must I disclose the knowledge that the board is trending in that direction?

Not all skip tracing companies are created equally, and I'm a stickler when it comes to data.

I have done quite a few different things, one of the best to find out who is doing the most volume is go onto good and search for the "we buy houses companies" in the area you are looking to invest.

Unfortunately, the septic company is taking their time, and I’m still waiting for the replacement to be completed.

If you're purchasing a single family home you can use traditional financing like you probably did on your house or you can do a commercial loan.

Your best option is a Conventional or an FHA loan. 

Instead of a 1 to 1 ratio, the required ratio can be 1 to 1.2 or 1 to 1.25.More on DSCR loans: DSCR loans won't use your income to underwrite the loan.

The interest rate on a HELOC or Heloan may be better than the personal loan. 

Refinanced August 2020 into a 15 year loan at 3.375%

@Kyle Carter People hit on the obvious, hype and excitement of a large name company like apple moving to an area.