See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy+tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.

This is coming from someone who worked in the insurance industry.

@Anthony LiberatoreGet a W2 job in the real estate, construction or related industry. 

Training Programs: Establish ongoing training and development for staff to ensure they are up to date on industry trends and operational best practices.

Joined BP because I am eager to learn and soak in as much information about the industry to assist my future clients on their investment properties.

I have inside knowledge of utilities here (I worked here in this industry for over 20 years) and you're going to have water and power back shortly if you're in Swannanoa.

Kamala Harris announced her plan for the economy, which includes many incentives and disincentives for the real estate industry.

The standard industry practice is around a 1% origination fee, but the borrower can decide how many points they want to pay.

Networking also plays a vital role; connecting with other investors, real estate agents, and industry experts can provide valuable insights and open doors to new opportunities.

This can yield high returns but comes with more complexity, like managing operations, employees, and industry-specific risks.