Most bankers can run live pricing to help you make a final decision without having to have your credit pulled several times or fill out a dozen applications and submit docs!

If they have trouble with making rental payments, they need to start improving their skills and look for a higher paying job or double down and get two jobs.

We then use our money for the improvements.

However, these properties generally have a lot of land improvements that qualify as well as certain portions of electrical, mechanical and plumbing that can qualify.

Norada was basically borrowing and owing unsecured debt, like a revolving credit card debt.

You can also send payments to credit card whenever you have spare money.

.* Receipts and Expenses: Once I brought to Jenny's attention that we were 20k above budget, she refused for days to give me the receipts, saying that I needed to give her my credit card statement first.

The Retainer Fee is credited towards whatever they buy from us in the 90 days, so in effect, costs them nothing.Note: we're not doing this to make money, but to avoid the time-wasters.

Im self employed, roughly make $130k gross anually, 1099 NEC , no debt at all, 740 credit score. 

Best places to look for a HELOC are often the small community banks and credit unions close to the property.