Jon, what would you say is a healthy level (%} of home ownership in the US?

The private sector isn't healthy enough to stand on its own just yet.

Last time I did it the utilities required one of their guys on the roof lifting the lines as it moved down the street and each lift was $100.Several would have cleared but the jerk lifted them anyway, with a big smile on his face, hope his limp improves someday.

Ah, I see the seasoned vets out there starting to smile.

Many college student receive them in the form of scholarships geared toward students in particular groups or in certain fields of study.In insurance, the healthy subsidize the unhealthy.In banking, the low risk bank subsidize the high risk banks (all banks pay the same rate for deposit insurance.With TARP, taxpayers subsidized the past risky loan portfolio of the recipient banks.

All I have to do is find out what the seller wants;find out what my buyer needs;swish the two together so it all blends;write it out, sign and smile?

From what I can tell there is a healthy amount of buying activity, foreclosure rate seems to be slowing a bit as well.

Even better, is to do this now (while the expansion is fairly healthy) and also reducing exposure over the next year or two. 

I just sit back and smile when its boldly apparent what they are trying to do.

My unleveraged basis is less than $20k/home, so the cash-flow is healthy.