Crazy but true.Here’s a CSLB chart, if you go the individual and homeowner verification route, you’re gonna need a lot of supporting evidence of competence and testimony from who you worked for etc.  

For individuals that qualify for this, they can use their rental property losses to offset their active income.

You have not done real estate deals in the past as a group or also individually?

I like that you’re driven and really want to surround myself with likeminded individuals. 

A Beneficial Owner is an individual who either directly or indirectly owns or controls a company.

As a landlord, I've great respect this individual and have treated him very well.

There are tons of valuable posts, learning materials, and great individuals here on Biggerposckets- so this is already a good start.

I tried reasoning with that individual as well but similar to you, seems adamant this strategy works.

For example, in 2024, as a single individual, you make less than $146,000 MAGI, you can make a full contribution to the Roth, $230,000 if married filing a joint return.

You want two individual loans to get much better terms.