Read the HOA documents to see if there is anything about smoking outside. 

But there's good news on the horizon...

Just another fraud like a certain federal inmate that made a lot of news fleecing investors... 

You also have to be very careful when documenting your journey that you aren't giving advice because you don't have the experience to, just document it.

The last 4 flips we've assisted clients with all sold to owner-occupant buyers - which is great news because they typically pay the most. 

Here are the Positives:Upfront Payment: The tenant’s offer to pay the full year of rent upfront, along with the deposit, shows a commitment and provides financial security for you in the immediate future.At least She was Honest in Her Communication: The tenant has been transparent about her situation, which can be a positive sign of reliability and sincerity.My Negative Concerns:Her Future Financial Stability: It's only a one-year lease, if her medical condition and financial condition should worsen (Heaven forbid), you may have to face her wanting out of the lease earlier than the 12 months and eventually you may be faced with having to decide not to renew the lease (after her 1 year contract is expired) based upon the sad news of her condition becoming worse, (Heaven forbid).  

The sponsor is the one driving the ship, the one making decisions, the one who has to communicate, the one who is the bearer of good and bad news!

This is especially helpful if you plan to continue investing and don’t want multiple mortgage loans affecting your credit report.Streamlined Process: Since DSCR loans are focused on the property’s cash flow rather than personal financials, the approval process can be quicker and less documentation-heavy compared to traditional mortgages.If you want more info or need help getting started, feel free to reach out!

You would be violating the law for doing that.Be comforted that most prospective residents don't provide proper ESA documentation. 

As for the gift for the down payment, it's generally allowed, but it must be properly documented as a gift letter to the lender.