Not all but many scammers like to be GHOSTS providing minimal information as possible to engage a consumer in the marketplace. 

I am not licensed for consumer lending in TX, so I don't have a dog in the hunt with this opinion.

You will also attract quality tenants that will make your investment safer and headaches-free.Economic Stability: Katy has a low percentage of foreclosure and pre-foreclosure homes indicates economic stability and a healthy real estate market, which is vital for investor confidence​​.

Particularly the Oregon Coast is still a healthy luxury STR market.

Lenders will allow up to 85% financing on investment transaction assuming credit is healthy and reserve requirements are met. 

Looks like you have a good healthy savings rate and make sure you set aside funds for both expected and unexpected expenses if you do house hack.

If you look at Zillow's Consumer Housing Report, most tenants stay 3-5 years in a property. 

Because renovations are a time consuming and frustrating processes - especially if you are hiring outside labor for the majority of your repairs.  

There's a lot of fantastic people on here and tons of knowledge and wisdom to consume!

I am reasonably certain that's never going to be the case as the hole he has dug for himself will probably consume most if not all he has.