Use a scrub brush and dunk it in a bucket with the tsp solution.

The seller had it covered up by a ton of trees and brush so there was no way to see it. 

However, the law is not static and subject to interpretation.

@Brandon Sturgill That was the most toxic, misinformed, broad-brushed statement of demagoguing, self-serving lies I've see in a very long time. 

I’m hoping that replacing the roof, garage, and deck as well as brushing up the house will raise the ARV up to 130k and I can try to get 70 percent LTV when I refinance.

I don't dip it in the paint pan, I put paint on it with a brush.

Get a good brush and take your time cutting in. 

I am in a very static housing market, in a town with a small university. 

The most important lesson learned, GET UP, BRUSH YOURSELF OFF, RE-CONNECT and the REACT like YOU'VE JUST LEARNED an IMPORTANT LIFE'S LESSON! 

(I own a good sice portfolio and we are leveraged with a very healthy equity share.)A stress test for your portfolio is basically a set of distressing circumstances, like a worst case scenario and then you look at your bottom line.What happens if:- you loose 30% of your tenants- rental rates soften- your competition starts giving out free rent- your adjustable rate financing kicks in- your annual capex spikes (well, this should not come as a surprise)- etcNow you don't look at this statically and say okay now I cam cash flow negative.