I said "There is a body in there"  and she was like "and you left me in there with it?" 

This means there are scenarios where it's easier to get a big fat giant 30 year mortgage than rent a place for a year... go figure.Those are the big ones that need to be navigated, other than that it's pretty standard FTHB stuff.

Around my area, where I do rentals. 3 or more unrelated people cannot co-habitat in a housing unit unless approved.Every town and county has such regulations, and you'll have to find the body that handles zoning or city planning and take it from there.

Do the infrared covid camera's capture dead bodies lying around?  

The honest truth is most brokerages want bodies, someone to charge monthly office fees and transaction fees. 

Has any body heard of such a thing?

No body likes taking their property off the market to end up putting it back because the buy can't actually get financed (for any number of different reasons).

The practice creates enormous bad faith with renters, and that bad faith turns around to bite us all.Pigs get fat.

Always open to chew the fat and meet another investor.

Total expense = roughly $ 16,000 Profit - $ 5,550  X 12 = $68,000ROI = Roughly 9-11 % A lot of fat to trim here . on top of that , a refinance in 18-36 months down the line Thoughts , ideas ?