Hi @Abel Curielthank you very much, I sent you a private message.

. - All they've got to learn is to save some of their income to pay their bills on time and they could then afford to buy a home.Instead, they spend every penny they make on things they don't really need and then blame everyone else.Take a look at a Class C or D tenant's bank statement to see the frivolous things they spend their money on and you'll better understand our society's biggest problem.

One of my biggest wins of the year came when I refinanced my mortgage.

@Vanessa Lule I think your biggest hurdle is getting someone over the barrier that you have limited investing and life experiences.

Also  American association of private lenders is one trade group,Thanks for the response, Chris.

Common comments and complaints are things like....Wanted: a private landlord out there that will rent to me.Why are credit requirements so high?

The other quesiton i have is if private equity is starting to get involved in this market, companies like Apollo & Carlyle, does that change your feelings about getting involved in the space?

I can definitely share who NOT to trust your property with if you want to send me a private message. 

When you buy a property with the intention to Airbnb Househack, you can find a better layout to make it more separate / private but start with what you have, Get temporarily uncomfortable so that you have a comfortable future.

Typically needs 20% down, but offers lower rates and you can ditch the PMI (private mortgage insurance) once you reach 20% equity.