We opted for option 3 for the safest bet in a stagnating market and tight funds.

I am betting that there aren't that many STRs that offer a setup like that in your area. 

You might not be able to get the full amount you were wanting back in the cash out, but I am willing to bet you could get something if you own it outright. 

Of course, this is just my opinion but I bet I'm not alone..If I'm an investor, I think the returns you're able to achieve in Costa Rica are higher than normal because you focus on these large properties and, as @Martin D. mentioned, prices in that country are too high and returns too low.

I have not tried to use the debit card at a ATM for cash withdraws, but I bet there will be fees, so I probably will just us my old ATMs.I have noticed that their website is a little clunkier than Bank of America.  

Yes, I think that will be the best bet.

Your best bet is to get a lawyer. 

Gino not passive investor per se but I have made a few small bets..

They'd chip in for that 15% gap in exchange for a fixed return upon sale.Have you explored seller financing on the land acquisition side?

How can I help you achieve your goals in exchange for you helping me?)