.🔹 Example in Action:Rental income: $9,000PITI: $9,500 → DSCR <1 (not qualifying)Using $63,000 in assets → Adds $1,045 in incomeNew DSCR >1 → Higher LTV (80% instead of 75%)🔹 Why This Matters:✅ Helps investors qualify for better financing✅ Increases borrowing power and flexibility✅ Allows you to scale your portfolio fasterUnderstanding financing tools like this can be a game-changer for investors looking to maximize opportunities.

A couple of years ago, I worked with an investor who never updated the contact information for the loan and the Bank call the seller (ex-wife), that day she was mad at her ex-husband and told the bank her ex allowed someone to steal their property from them and they got no money, she was kicked out of her house and there were strange people living there.This could all have been avoided if the investor did this process correct.Get educated, also I do not know your attorney but not many attorneys have the knowledge to do this process correctly. 

This allows the fix & flipper to make a little money upfront, but a lot more at the back end when we reassign the mortgage/deed of trust back to them.

Thank you for allowing me to join.  

To learn about CRE the best place right now to get a general sense of the business is something like chatGPT.

Typically, most cities allow for 30 day minimum rentals.

The challenge was separating business from personal relationship.

These associations often provide networking opportunities, legal guidance, and best practices to enhance your rental business.

Quote from @John Lasher: I've heard from so many investors that they have put a pause on their flipping business.

This will allow you to mitigate risk on the first property but also allow you to do a cash out refi on the second, so now you have access to tax free cash that you can do with whatever you please.