.- **Rental Income**: Lenders may use a portion of the rental income to help qualify you for the loan, which can be beneficial.To get the best deal, make sure to:- Check your credit score, as it will impact your interest rate.- Shop around for lenders that specialize in owner-occupied multifamily properties.- Use tools like the BiggerPockets mortgage calculators to see how different interest rates and loan terms affect your cash flow.If you have more questions or need further guidance, feel free to ask Good luck with your duplex venture

By going beyond what’s expected, we not only built trust and goodwill but also created a lasting relationship that speaks volumes about the kind of business we strive to be.At the end of the day, real estate isn’t just about buying and selling houses—it’s about the people behind them and the impact you can make on their lives.

Expenses (both transactionally as well as operationally)  disproportionately impact lower priced assets.

In San Diego I recommend descaling tankless annually and this is significantly more effort than draining 5 or 10 gallons from a tanked heater and changing anode every 5 years (by the way always use impact wrench to extract old anode as breaker bar can move water heater messing with other connections).  

Insurance changes are impacting our market and returns more and more. 

Would creating an LLC impact the DSCR loan qualification?

An issue with 1 rental can have an oversized impact because there aren't a bunch more to cover things. 3.

You could probably afford $20,000 without much impact on your budget.

I think I have an above average amount of grit and resilience from past adverse events and Florence and the aftermath near broke me.

The reality is that the FMR can change, and passing inspections can impact your rental timeline.