I'll only add when talking to brokers have a "buy box" defined and research commercial deals to understand it as best you can before you have your first meeting or your broker contact will likely consider you to be a low-chance buyer and not take you seriously.

So, for the crap-talkers & whiners, maybe a little gratitude would be in order.2) There are other rent-a-SoloK-plan providers out there who let you DIY for a pretty low fee.

It makes less and less sense in a market with low inventory and high interest rates.

I'll throw in my 2 cents on common differences I've seen in my career:CDFIs - Because of their subsidized financing structure, they have the ability to be a low cost lender (and sometimes provide grants).

Bought house in 2020, so instant cash flow given the low rate and price.

If you want low, safe returns that are truly passive, invest in the stock market.  

My ideal location would currently actually be Augusta, GA because I really want to start somewhere with a very low crime rate. 

Question: assuming an ideal brrrr that has all investment extracted at the refinance, why would you choose a low cost market over a high cost market?

It is harder to find good information if the forum is cluttered with low value information. 

Some people are growth-minded, which means they are willing to help for a low cost, or not much compensation knowing that the more conversations they have will lead to more clients.