Or what programs can anyone suggest that would be best for this scenario.

If you achieved this by paying all cash, then you are losing money. 

What made you interested in investing in this type of deal?

I would recommend working with a good investor agent who can help with all of this!

Hello,Not sure if this is the right place for this question (if not, please let me know and I will correctly post).I currently rent out 2 homes.

I've stayed within this niche moving forward which has helped me to focus and find deals easier due to my familiarity with the niche as a local investor. 

I agree with Adam on this.

I own a 4plex there and I have one unit that has been vacant for about 4 months now and this seems on the high side of vacancy time.

Is this true? 

Quote from @Melanie Baldridge: In 2025 the bonus depreciation rate is 40%.This means that if you bought a property for $1M in 2025, did a cost seg study and found $300K in eligible assets that you could depreciate, you could take 40% of that $300K as bonus depreciation to offset your income in the first year.40% of $300K = $120K.You then apply that $120K to the owner’s personal tax rate to find the final amount that they can defer in year 1.If your tax rate is 37%, you can defer $66.6K.This is a big deal even at the 40% bonus depreciation rate this year.It’s a massive benefit