One aspect of goal setting, that is vital in its effectiveness, is recording or verbalizing them.

I have a habit of doing a house and not refinancing and getting my money out. thats what I,m trying to do now.

In most states, the landlord (owner) is required by law (tenant landlord law) to maintain the property in a habitable state, which includes doing the typical maintenance.

If your local laws call for a certain habitability standard, some maintenance is a given.

I just wonder that the report on his diet habits aren't blown out of proportion a bit.

The annual inspections that are conducted by the government to assure "habitable" housing make us landlords stay on top of things and make tenants clean up their act.

The beginning stages of how you form and run your real estate business, and the habits you make along the way, will be crucial to your survival in this brutal business.

Internal rates of return are vital calculations in determining to move forward or walk away from an investment opp.Cap rates are not usless, but there are just one of many calculations needed to making a decision on an investment.This line is the best:"Don't listen to all the hyperbole here about what you "can't" do or what investors "never" do....you are an individual....and it's what YOU do that matters."

You made one mistake to cover another, and now you're beyond any help other than taking the next however many years to diligently dig yourself out.You CAN and really NEED to change your financial habits so that this doesn't happen again.The only hope you might find around here is that the next five years or so are going to provide you a perfect opportunity to learn to diligently and responsibly manage your finances.

From there, you can watch foreclosures, particular homes even neighborhood vitals. 2.)