There are so many variables that go into appreciation:1.

That being said, there are too many variables so know what you land vs lots would be worth, but I'm would guess the difference is tenfold or more.

A lot of variables for anyone to be able to accurately predict the future of housing market (or stock market).

@Edmund Yeh i have bought hundreds of auction properties and it depends on a lot of variables.

There are a ton of variables that go into that decision.  

You go commercial and have the different structure, variable rates, shorter terms... 

But if/when a correction happens we'll stop or scale back on the renovations and still cash flow (assuming other variables aren't in play). 

Obviously, there are thousands of variables, permutations, and complexities, which are keeping me confused and reluctant to take any action at all. 

I know there are a lot of variables depending on salary expectations, and profits per flip, but I can say that based on our past profit margins we will likely be able to recoup the cost of hiring that GC with the profits of one flip.2-hire a less experienced hourly worker to occasionally assist my husband on the same property. 

Both loans are variable and in the 5.5% interest only range.