Corey, it well could be an issue with the regulators as they will see it as a requirement to make the loan and doing so opens the door to the issues I mentioned and perhaps more depending on state laws.Additionally, this may not be a subject to take up with most RE attorneys as financing conflicts are really not their bag, ask an attorney who represents banks or lenders.

Appraisals are never within 2% and super subjective.

When it comes to questions that require a subjective answer, the listing agent may not be a reliable source for you. 

Knowledge wealth building investors can do wonders with the ability to sell “subject to” with approval for such stated in the deed of trust or mortgage instrument.  

If you are listing yourself, find comps that your subject property beats out the water and list around that benchmark. 

Please feel free to argue if I'm wrong.On the same subject, where would one find a list a people back on their mortgage payments?

There is a neighborhood right off highway 50 heading downtown that is Lyons township so it has an LG mailing address, is located in what one would consider LG, but is not subject to the rules of the city. 

So I have a seller interested in Sub to but the loan officer told here he wouldn’t finance her second home. Any suggestions on how to over come this or a LO that can give me advice on how navigate this deal.

😝"Yes, a Property Management company that performs tenant turnover maintenance and bills by an hourly rate could be subject to Maryland Criminal Law Code § 7-104 if they are found to be intentionally inflating labor times for work orders. ### Relevant Aspects of § 7-104:- **Theft by Deception**: Under § 7-104, theft includes obtaining property or services by deception, which involves knowingly providing false or misleading information to obtain something of value.

On termination of the tenancy, property or money held by the landlord as prepaid rent and security may be applied to the payment of all rent, and subject to a landlord's duty to mitigate, all charges as specified in the signed lease agreement, or as provided in this chapter, including the amount of damages which the landlord has suffered by reason of the tenant's noncompliance with section 33-1341.