For investors, this presents a niche market to target families seeking multi-generational living arrangements.Things to Keep in Mind:SB 9 projects must comply with local ordinances, which may include design and setback requirements.Properties in historic districts or areas prone to environmental hazards may have restrictions.Lot splits under SB 9 require that the owner occupy one of the parcels as their primary residence for at least three years.ConclusionSB 9 represents a significant shift in California’s approach to zoning and housing.

Welcome, Maxine, to a fellow New Jersey resident.

Investment Info:Single-family residence buy & hold investment.

MLS has it as a single family residence, 3 bedroom, 1.5 baths (actually has 2.5 baths), approx 1500+ sqft, 9k+ lot size, 2 car garage, back yard. 

I agree that Class C is definitely not the way to go unless you are just going to flip the properties to home buyers looking for a primary residence.

The property was my primary residence for a decade and now functions as rental unit so I am happy with the purchase overall and it has worked out well.

Just wondering, when you say you never put down more than 10% and other other benefits you describe, I'm assuming that's just for a house hack/primary residence?

.: Quote from @Robin Simon: Do you own your primary residence overseas or have you owned a primary residence prior to going abroad? 

Then again, if you’re talking about a mortgage on your personal residence, and you live in a state with an unlimited homestead exemption for creditor attachment like Texas or Florida, there’s an asset protection consideration as well.   

Getting the foot in the door with a primary residence is a great way to start.