I would check with your lender to confirm if 0% can be used for 3 and 4 units...they might require 5% down.SFR investment with rehab can also be a great way to invest in real estate. it just depends what are your strengths and goals and which strategy will best serve you.buying a home a year is normal for some. depends on what your goals are.Id think of it like planting a tree: being 25, time is on your side. if you have a solid income with healthy DTI, I would suggest taking advantage of it by house hacking small multi in A/B market and let father time be your friend.

Retain some of the funds as a reserve. 

However, some investors embrace this strategy, especially if they want to minimize their upfront capital and plan to refinance within a few years—particularly with ongoing discussions about the Federal Reserve potentially lowering interest rates into 2025.

Thks Samuel, have confirm the invite .

Leverage is not an asset when rates are high. 3) No talk of cash reserves - what happens if you have an emergency?

An investment should pay for itself and have enough left over to set aside for reserves.

We live out-of-state and they ended up draining our reserves and now we're stuck with a project that we can't afford to finish.

It’s important to confirm that everything has been correctly transferred; don't rely solely on verbal confirmations.

I believe part of their motivation is that they would have to cancel reservations to get the remaining work done. 

It is also a higher quality contact because you can confirm if you're actually reaching the owner.Mailers take up less of your time (aside from ordering and distributing), cost more, and are more challenging to track.I'd start with calling then add on mailers.Best times may vary but we find that we get the most people on the phone 8am-noon and 3-7pm.