It's amazing how much you can change the room with painted walls/refreshed floor/etc.But once in awhile painted is best.Do you have a picture we can see?

so i had a detailed respose type out until my page refreshed and i lost it all....anyway to answer your first question the capital comes from institutional sources such as pension funds, private equity funds, hedge funds (sometimes), life insurance companies, and other developers.to get access to this capital you typically work with a financial intermediary such as Northmarq Capital, HFF, Eastdil, ect.

If it's a lower-rent area, or you expect to rent to people in a low-middle income bracket, you may want to go with cheaper materials with a plan to refresh later on.

I echo Marenetta's comment that it's refreshing to be able to access folks willing to help on this site...

It's refreshing to see more people from the valley getting involved here on BP!

As other's have said - it's refreshing to see someone come onto BP and do what they should be doing - making a plan, reaching out, interacting, etc.

I usually do commercial land, development, etc. and need a little refresher on residential financing.

I suggest everyone above, except John and Ned, search for the thread :Is lease option a good tool" or similar, a refresher. :)

This aspect is not lost on me...what Dion shared so well nor what you just shared (JScott)...or what many have shared (Jon).We can go forward on the notion that I am aware of what the HOA's want me to understand.BTW: We are working closely with a realtor here in FORT MILL, SC.Perhaps if neighborhoods were more equally presented...For example...Wouldn't it be refreshing if:50% of Neighborhoods were built in an HOA...And...50% of Neighborhoods were not built within an HOA...

Jesse HolmesJesse, thanks.Yes, I've read it, but now that you mention it, I am going over it again. always good to refresh up.worst case is that i work for 2 years, and build up credit so hopefully i can get a fha loan. but by then rates will probably be higher, and possible i still won't qualify for one. for now, im gonna keep reading. what would you do in my situation?