Paying down your mortgage may reduce the entire term of the loan and save you thousands if you actually hold the property that long without refinancing. 

I liked the reduced crowds more intimate event than especially last year’s event.  

To reduce expenses.

In your situation, it sounds like the primary focus for you is more a quality of life play (reducing your commute time), and the STR may allow you to break even cash flow wise? 

At that point I might be considered to be engaging in brokerage with my role reduced to a "lead generator" for my contacts/employers, the Buyers, who are essentially paying me a finders fee.

You can often hire them at a reduced rate.

While DSCR loans focus more on the property's cash flow than your personal income, most lenders will still require a personal guarantor to reduce their risk.Keep in mind that DSCR loans typically come with higher interest rates than conventional loans, which is the trade-off for the easier qualification process.

:) Hi, first post herewhy would you want to refinance the 203k loan, would refinancing to the standard FHA mortgage reduce the interest rate or something?

Diversifying involves buying multiple properties to reduce risk and increase rental income.

So any advice would be extremely precious for us to leverage some past lessons and experiences from the veteran investors here to reduce our risks of investing.