I'm a $25k/year licensed massage therapist, just hit my first year of solo business (so still inconsistent revenue) while gradually tapering off my main job (diminishing revenue), so I'm entering a phase of much less predictable income.

Maybe there are statistical models that predict C% loans getting paid off in full & sooner more frequently than D%, so Wall Street pays a premium for mortgage  backed securities with more of D% in it, which is passed onto the consumer in the form of D% being offered for merely 0.3 more than C%.

We are predicted to have strong future increases in population.

I would expect that if you were to poll 5 housing experts in CA and MN, the 5, 10, or 20 year numbers they come up with vary greatly, and I would have very little confidence that their numbers would predict what actually happens. 

For the last seven-plus years, experts have been predicting an increase.

I’m trying to stay a bit conservative with my future predictions for this particular area.

Jim Cramer among others are predicting 1 million per coin so get ready for a wild ride. 

I'm not good at predicting what market is up and coming, but you can just go to different turnkey companies websites and see where the houses are located at.

There's a lot of discussion around partnerships, private lending, and hard money, but I don't see much discussion on the actual mechanics - what these arrangements look like in practice.My hope is this post can serve as a reference for those starting out, so we may get a better understanding of how these strategies are actually implemented as well as an ability to more accurately predict the profits and returns you and your lenders and partners can expect.If those with more experience would like to revise these numbers and statements, it would be most appreciated.These scenarios assume you, the flipper, are bringing none of your own capital to the deal.Typically, this would mean 1 of 2 scenarios...Private Lending - Someone you know brings 100% of project costs (purchase, rehab, acquisition costs, holding costs) to complete the deal and in return, they get a certain percentage return which comes out of your profit.Hard Money + Partnership - You get a hard money lender to cover 80-90% of purchase+rehab and a partner to cover the remaining 10-20% as well as acquisition costs (including hard money origination and points) and holding costs (including hard money interest payments).An aside about the structuring...Private Lending - A promissory note is created, and your private lender lends to you or your business. 

Rentometer will also give you a great numbers on predicted rents (if you plan on renting.)