It's powerful tool for those who are established in their financial behavior and have some spending discipline, because it simply applies regular consumer banking behavior in a beneficial way to shrink the size and cost of mortgage debt faster. 

I also looked at some homes close in location to yours and similar in size and 2 story.

There is no 1-size-fit's-all, it's about your personal "zen".

- Do I need to look at Zoning to rent a portion of my primary residence? 

Tenants pay a portion of their income toward rent, and the program covers the rest.### 2.

They are size specific so order them after you have the mattress and box spring. 

@Hugo Alves - Just to clarify, SEC 8 approves the rent amount and dictates what portion will be paid by HUD and how much the tenant will pay.  

I would like to get into seller financing and subject to deals but don't really fully understand the payments portion of it.

Then you can order it in different sizes and materials.

Their are few, if any instances I can think of where a property owner would perceive that giving up the major portion of 10 years of appreciation on a $200,000 property for $5,000 cash while “tying up” said property for same time is advantageous.