I’ve had more success filling vacant units by word of mouth/ networking with other agents in my market recently than I have through the typical advertising methods.

I have been digesting all things Real Estate so right now I am working to lower my DTI while saving at least 6-7% for the Owner Occupant down payment (to include closing cost, etc.).

My guess solely looking at your numbers is that it's an older/distressed property which means you have to account for more costs in capex. 2nd thought being it's not in the best of neighborhood then you'd have to take into consideration lower quality tenants/ neighbors and maybe increase expected vacancy and late payments.

And many of my clients are taking on the BRRRR method. 

I do direct booking through the Houfy website, taking credit card payment by Square. 

Several have mentioned utilizing low down payment second home loans for qualifying.

Try to put a bigger down payment in than you might need to give yourself some breathing room.2.

@Andrew Lanoie I apologize for my remark.But our investment is 40 times the monthly payment.

They are short term loans, usually 6-12 months, high rate, interest only payments. 

Local Investment StrategiesHouse Hacking: Given the affordable entry prices, Albuquerque can be a great place to start house hacking, especially near the university areas.BRRRR: For those familiar with the Buy, Rehab, Rent, Refinance, Repeat method, there are opportunities in Albuquerque to purchase under-valued properties, especially in areas undergoing gentrification.Airbnb/Short Term Rentals: As previously mentioned, the city's rich cultural appeal can make certain properties lucrative for short-term rentals.