At that time there will be an inspection for occupancy safety. 

HCA has 35 million patient encounters annually, more than any.

What about the ground up developer that exhausted their interest reserve because  the construction debt was tied to the fed rate, but the project is still perfoming well and they want to hold off on refinancing a bit longer because its still a great long term hold but given the pre-payment penalties they are opting not to lock into a perm rate yet beleiving favorable financing will be available with a patient approach.....

I wanted access to the funds but didn't want to pay if I didn't use them... it gave me flexibility and allowed be to be patient when looking for deals.

I'm committed to making strategic renovations to improve the home's structural integrity, safety features, and overall condition.

Funds that meet all my safety criteria offer poor returns.So, I figured that with $300-$400K, I can just buy a whole note, on a property or two, and do my diligence on that property.

The only option with some degree of control and safety is Short Term Rental. 

Or be patient, wait until the 2-year window has opened for you, and see what's up next year.  

But for the safety of the occupants, the up charge to go to 5/8" is pretty minimal.

After that, be patient and repeat the process when you can.The condo we moved out of got a remodel.