These days, appreciation may grow at a snail's pace for the next 7-10yrs.

My thought, or hope, is that if the area is composed of good construction and a good location (by location I mean proximity to down town or some other place people need to be at-not locations as in "this is a nice neighborhood")then property prices will at least keep pace with inflation and probably do better if the area is currently depressed (undervalued).I am not going to wait for the profits from my first house to buy my next house.

Curious if there's any place you'd direct me to get started, like a good book to educate me to begin this process.I'm very conservative financially and I've watched so many people here in So Cal get caught up in speculation with the housing market, so I tend to go at a snail's pace with my money.

I am finishing up 101 (online self pace).

The rule of thumb that is pushed by those with an agenda is 2.5X your income.

A buyers agent will not right multiple offers, has other clients they are working with, will not drop everything to show you one property & for such low commissions, they don't really have the motivation needed to work at a REI pace.

Thats scary but not a deal breaker.Something else I came across yesterday is PACE loans.

Josh keeps telling me get back to him next week :/I know Josh has a lot on his agenda right now and getting some tshirts, hoodies, hats are probably not high on his list.

I only cash flowed a few thousand in the year but between the updates and principal pay off (on pace for a 9 year payoff) I actually was very happy with the cash flow + equity build up.I'm looking forward to owning it free and clear.

Investors helping investors, no hidden agendas.