But do all the other houses in the subdivision have stained fences?

So, I think you have a risk factor in upstate New York that you don't get in most other areas (it's not where most people would choose to live).I think upstate New York one of the few areas in the country you can cash flow in B areas with 80% downpayment, so that's nice--in terms of deals, I think the numbers still work out at market prices.Finally, the property taxes are very high in upstate New York. 

Compare this to other hard money lenders to ensure you’re getting a competitive deal.Reputation: Before working with any lender, it’s crucial to check reviews, reach out to other investors who’ve used them, and potentially even meet with them in person.Experience with BRRRR: If possible, find out if they have experience funding BRRRR projects specifically.

As others have mentioned, its pricy here in UT.

Smaller or less diversified areas, on the other hand, could struggle with the double hit of reduced tax income and rising costs. 

One said I needed one type of exit light, while the other said the municipality couldn’t make me do that kind of thing and I could go with a different cheaper option.  

We’re breaking ground on projects like 12-200 unit townhomes, apartments, and other developments, filling a gap for affordable housing where it’s needed but overlooked.

In many instances, parties to a transaction try to hit a home run in one deal instead of remembering that they'll do better in the long run by taking care of the other people in the transaction.

Now I’m rebuilding my investment portfolio while helping other investors find deals.

On the other hand, if you are looking to do a more heavy value-add with renovation you may look for bridge or private money options.