Chipped paint, holes in the wall, floors are destroyed, all the bedrooms are painted ridiculous colors and the kitchen needs to be completely remodeled. 

Another method is physically going to properties on the market in your area and look at them, look to the basic concept of "DUST" in the real estate, after about 50 homes in a band of price ranges, you'll be able to guess, it might take 100.Too bad newbies don't have a "Blue Book" for real estate, wouldn't that be great......Oh, that's a 2006 model Harrison Built in Oak Hills, zip code 65606, ah, it says here the 3/2/2 is worth, in good condition, $212,500.00 !  

Thanks to everyone who chipped in!

Having good credit is a really good bargaining chip.

@Dave Reese I'm in North Oak Park

One such company that offers both is Angel Oak Prime Bridge (google able).  

You got rid of those sweet oak cabinets?!?

@Chip WinstonWelcome to the site.

My realtors name & number is Sherri Oaks with Reese & Nichols, 816.365.8660.

Problem solved, your bargaining chip gone.