Real estate is a business and needs to have systems.As a passive investor, the key is to select qualified sponsors who have multiple full cycle deals who align with your goals and values.

If we have to bring a key to them, it's a $20 charge.

Key Market Movers and How to Track Rateshttps://www.biggerpockets.com/blog/2024-dscr-loan-rates-and-...How Do DSCR Lenders Calculate Your Interest Rate?

You can test that side of it out to see if it's a good fit for you, but take some time to find which side is the right fit for you because that will be a key to achieving long-term success.Also build as many sponsor relationships as you can in the beginning because that'll give you plenty of options when you find a deal. 

After reading what you wrote I get that networking was key.

You hit on all the key differences between banks and private money lenders.

One key lesson is to always prioritize a thorough inspection—and go beyond the basics.

I left numerous contact me letters to speak to the owner to discuss options and potentially cash for keys.

@Sam RogersThe key to them as I understand it is you become a creditor to the trust and are paid back in a predetermined set of installments.

SOS......I closed on my investment property last Thursday, lawyer, title co, realtors paid and keys handed over to buyer but the wire from the bank ( the title company uses) keeps getting rejected by my investment company.