An installment loan can help build credit you never want to "Pay off" credit cards or loans if you do not have to because it builds your Fico scores.

That being said, the last thing I want to do is install shower heads that don't put out enough water - thereby creating an annoyance for my tenants.It sounds like the current standard is for most shower heads to put out approx 2.5 GPM (gallons per minute).

If you have sufficient ceiling height, a good option is to install a resilient channel system and 2 layers of 5/8 type X sheetrock.

I have been doing Carpentry since 18 years old and have lots of experience Framing, as well as flooring installation, and as Finished Carpentry.  

These expenditures are capitalized, meaning they are added to the property's basis and depreciated over time.Examples of Capital ExpendituresBuilding Additions: Adding a new room, deck, or other structural improvements.Major Renovations: Remodeling a kitchen or bathroom, replacing the roof, or significant electrical and plumbing upgrades.Appliance Replacement: Installing new HVAC systems, water heaters, or other major appliances.Structural Repairs: Replacing the foundation or significant repairs to the building’s structure.Labor CostsLabor Costs: The costs paid to contractors, electricians, plumbers, carpenters, and other professionals involved in the renovation are part of capital expenditures.Example of Capital Expenditures with LaborSuppose you renovate a rental property, including a new kitchen and bathroom.Materials: $15,000Labor Costs: $10,000Total Capital Expenditure: $25,000This $25,000 would be capitalized and added to the property's basis.

Property condition report said that everything was testes ok and in working order other than the HVAC, which are 2 brand new units and have to be started up by the installing company so we would not loose the warranty.

But it got me curious, so I asked them what make/model they were going to install, and how many man-hours it would take?

As an owner is it better to a) install mini splits or  b) make renter supply their own air conditioner.

So you look at the house and see that it is 1200 square feet, you estimate that you will need 800 square feet of LVP and you know you can get that for $1.25/sqft plus 1k installation so that is $2,500 for floors. 

Lets say if I have 15 years of depreciation in a home left and I installed a new HVAC, can i depreciate the new HVAC system over 15 years or does it have to be 27.5 (a lifetime that exceeds the rental property)?