I highly suggest looking into duplexes in areas like Sunnyside, Acres Homes, Independence Heights, and East River.

Have free energy audit done by your electric company5.  

The current dividend scale is about 6%, but when that kicks in depends on the cash value.

The three tests outlined above are applied annually, so you may qualify as a real estate professional in one year and not in other tax years.It is also very important to document material participation.To meet the requirements of real estate professional status, it’s essential to keep detailed records of activities and time spent working on the properties so you can verify your real estate professional status in the event the IRS decides to audit your return.For example, you may keep a contemporaneous appointment book, calendar, or narrative summary of the time spent performing real estate activities.

As an independent contractor, you shouldn't have to do anything outside of your IC contract. 

Whether you're a seasoned real estate pro, a savvy entrepreneur, or have an inspiring story about achieving financial independence, we want to hear from you.

; Ability to travel; Long-term financial independence/stability/security; Happiness!...

If it is landlord references and employment verification, I prefer to find the contact info independent of the tenant so that they can't provide a friends phone number.3.

Nate,I would recommend speaking to an Independent Agent that represents multiple companies. 

Asked 2 other independent insurance brokers in Florida and they also said no go.