There are 30 year fixed DSCR loan products which gives more flexibility and piece of mind then a 5 year balloon payment.

There's some flexible area in that scenario1.

Flexible when we needed a break from living on our boat.

I did get preapproved for $500k with 10% down but I'm in search of a lender who will be more flexible with job distance. 1.

.- Flexibility: If you want to use the property yourself occasionally, you have that option.- More Work: Managing a short-term rental requires more effort with frequent guest turnover and maintaining high standards for reviews.As for platforms, Airbnb is popular, but you might also consider VRBO or Booking.com for short-term rentals.

While private lending can sometimes offer more flexibility, traditional bank financing often comes with better terms and rates for commercial real estate (CRE).

Consider long-term goals, market trends, improvements, tax benefits, and flexibility.

The Samsung is well supported in the community, people write 3rd party apps for it and is one of the more popular products.There are others that have more flexibility, but take more work to setup.

@Michael Plaks is spot on - character wise, 1099-R income falls in the same "bucket" as a W-2 wage would be, thus to offset this income with real estate losses, it follows the exact same pathway (ST rental with material participation or REP status with traditional rentals), but since you don't have all your time sucked up with a W-2 job, you have much greater flexibility to hit those related hours thresholds under those paths as well.No idea if he's taking clients - but if you are looking for local(ish) and qualified in TX, Michael is also likely a great one to reach out to.

.- Business Model: Looking to provide flexible financing solutions for individuals and businesses who may not fit traditional lending criteria.- Regulatory Compliance: Ensuring all legal and regulatory requirements are met for private lending.Questions for the Community:1.