So around $220k-$230k, plus at least 3 months reserves on PITI, which is likely another $15k-$20k or so. 

Hey India if you use HML do you plan on refinancing?

Check it out and see what it's about before it gets too out of control on here. 

I am considering selling my primary right now, which will put $400k into my bank account after fees and taxes made on gains. 

Phoenix has a pretty diverse market, and while there’s no official A/B/C/D breakdown map, you can generally categorize areas based on price points, rental demand, and appreciation potential.For BRRRR, you’ll want to focus on places where you can still find properties at a reasonable price, add value through renovations, and get solid rental returns.

@Andrew NovitskyNever heard of themWhat turned me off is on their site they have education and merchandiseHow many funds have the launched?

Germain Act could work if you qualify, but if you can’t refinance right away, you’ll need to consider future plans.For whether to sell or keep the properties, selling gives you liquidity and eliminates mortgage obligations, but you miss out on future appreciation.

Wishing you the best on your investing journey!

If so I'd lean on that and maximize the piece that creates the best ROI.

I’m in the private lending space, so if you ever want to chat about financing options or need a second opinion on a deal, I’m happy to connect.