Use full HYSA budget to fund ~$30k house hack funds (about 12 months)3.

You can still find a place that will do 15% cash on cash if you are patient.The real opportunity now is if you have the guts and budget to take on projects in the older inventory of homes here. 

I may have posted a similar thread around Halloween in years past but only because the paranormal and ghost stories entertain me so much!

The single-story home, purchased by Lee as a gift for his daughter, boasts seven bathrooms, a pool, a movie theater, and a spacious entertainment deck.

We went way over our expected budget - by far our worse budget miss ever (remarkably we were only 0.5 week over our 2 month timeline).Using my rule, take the estimates and double them then add for lost occupancy and that is what I would be seeking or the owner have the work done using licensed contractors and do the work, take the risks, and suffer the vacancy costs.If you purchase having to do the work and your appraisal can handle it, the credit at closing is superior to price discount.  

Above all, my priority is a project that stays on budget and time (easy right?

Failing to budget correctly for repairs or not accounting for unexpected expenses can cause you to go over budget.

I don't need lead generation, or budgeting.

You need people like this so you can budget for projects. 

Hi David, Some people honestly do not like jumping through hoops just to go see a property or entertain offers as it just becomes a headache to gather stuff.On the other hand, if its a luxury property or something worth a couple million, wasting time on non qualified borrowers is something to also consider.What is the listed price for this property?