Lending is a highly regulated, complicated endeavor, and it's important to know all the requirements for licensing, etc.

That was my attempt to scale my real estate portfolio - it's just difficult in 2023 and 2024.

We attempt to keep delinquency below 0.6%.

I finally spoke to someone after a year of attempted calls etc.. who promised to cancel and refund.

I have, however, been attempting to DIY paint the kitchen cabinets and have spent over 8 hours just trying to clean the cabinets of all the dirt, grime, and oil built up over the years.

Here's an example of what I'm attempting to articulate: Betty owes $500,000 on her home at '123 Banana Street'.

Best of luck in all your endeavors 

Assuming NJ allows it, I would add a clause in your lease specifically calling out the forfeiture of deposit if the tenant breaks their lease early and/or does not move in.You may also be able to attempt to collect rent until the unit is re-rented.

I'm here to help you navigate your real estate endeavors.

Are you attempting to change the use of the property?