I can't see a city like Chicago, even with all the problems it has, collapsing.  

After 3 weeks of water issues, we just found out today that;"BTW the plumber that snaked the outside drains says that they are blocked and probably collapsed as they only got dirt out.

I used to play the drums untill my lunge collapsed in high school. 

Leverage I will definitely look into but my parents coming from very conservative background want to have everything paid off but are starting to open up if we can limit the risk in case of market collapse.  

-  The tenants did not use AC filters - the AC system collapsed.  

Then the roof & partial wall collapsed during our last winter & it was an $89,000 uninsured repair. 

So seems like the First millionaire training by Josh n Cody is a collapsed version with extracts from Fast track.  

Or, are there roof leaks that have the ceiling sheet rock so water-logged that it's on the verge of collapsing?

This is why bank equities collapsed in 2008/2009. 

The plumbing is on the verge of collapse and is only a matter of time.