@Bryan Schwartz a lot of trial and error - and even then, you have to watch them as they get greedy when you aren't looking.Try going to Home Depot Saturday 6am - those are the hard-working guys!

@Nick Zupec didn't see your previous post.1) May need abbreviated application for corporate billing address, signer info2) You do need something! 

Thanks for reading, Bill A.

If you have a $300 plumbing bill, you are another $300 in the hole.

You could read 100 books and still need to learn more because certain things must be learned through trial and error.

The contractor doesn't have to be named and associated with the permit until the billing statement is ready for issue.

One to hold all the security deposits and the other for collecting rent and paying your bills.

Be clear that you are not messing around, have some wiggle room and grace, but that you have bills to pay too. 

The tax bill will be spread out because you are not collecting all the money at once.

Quote from @Bill B.: If there’s nothing in the HOA about outside smoking then her telling the HOA is the same as her telling her friends.