We used to use them for direct mail, email, and social media ad campaigns. 

Adding small single unit is expensive development.  

The policy consideration behind the higher leveraged loans is to provide financing for individuals who have high earning potential and are at the start of their career where the earning potential has not yet materialized and perhaps are dealing with the added burden of student loans.

Adding extra rooms for cash flow might seem like a no-brainer, but navigating the financing waters can indeed get choppy.

Option 2 with second lender is, get an FHA loan at 3.5% and use the concession to buy discount points and bring a 6.2% interest rate down to a 5.4% permanent buy down, putting me at around $3,450.00 monthly PITI and also adding 8k to the top of the loan for mortgage insurance.

If you are wanting to manage someone else's property and aren't even local to the property you aren't adding much value.

I am about to run Facebook ads but I have no idea how far this "scammer" information goes.   

Luckily, we were able to fix the problem by adding an additional clean-out closer to the street, at the front of the property, and clearing out the roots in the pipes.

So here is what I do:1 - Get buyer criteria for what they are looking for (exact criteria)2 - Go source that criteria using data provider3 - Scrub the list and plan a marketing campaign around it (i.e) > Direct Mail > Cold Call > SMS > Online Ads > Social Media, etc4 - Once I get inbound leads coming in.

I asked for it from them, that added to the anger.