It's not algorithmic like residential lending is.One common structure for commercial lending:Your LO has to sell you a rate (you want lowest possible), and then turn around and sell that same rate to the loan committee (they want highest possible).

You much doe the math on your own, their algorithms for calculating current value are absolutely terrible. 1b) Properties in Wilmington, DE, where I invest, have not been reassessed since 1983...so the values are WAY off.

I believe these tools help with the placement algorithm's of the listing sites by continually updating my pricing.  

Your own instinct is much better than a computer algorithm anyway.

Or write an algorithm that will do this -- I would be a customer!)

High 600s is about what that translates to in terms of the specific FICO score algorithm used by mortgage lenders (which isn't the same as the credit card or car FICO algorithms, etc).

They rate based on their own algorithms and the rates vary widely.   

Be sure to get some reviews and keep the algorithm happy!

It’s exceptionally hard to trick google reviews as an example- paid or otherwise false reviews never see the light of day these days because of the backend algorithms that look for patterns / history/ legitimacy of the reviewer.Hope that helps guide you to identifying the legitimate lenders / brokers out there, let me know if I can be of further assistance.

Galveston TX has become a very competitive STR market in the last two years, and I’m relatively new to the game, but I’m chugging along riding my high ADR and amazing reviews all the way to the top of the algorithm because of the relative uniqueness of our unit compared to the others.