But as Stephanie already mentioned, there's a spectrum of lenders who fall between truly non-recourse and portfolio lending.  

And then the other spectrum is- you can buy properties that need work or you can buy turnkey where everything is done for you.

Give you two ends of the spectrum. 

On the other side of the spectrum, you could invest in sustainable/green housing as well.  

They should also be able to work with you to understand what part of the house hacking spectrum suits your needs since there are so many different avenues to take!

Notably, the inventory shortage is most acute at the lower end of the price spectrum, with available properties worth $500,000 or less posting double-digit percentage declines in the past year.

(possibly sub-100k) Can I rehab+refi with that or would I be better off buying something more on the turnkey end of the spectrum?

My husband and I have done some business with Spectrum Rebuildng and Remodeling.

I like it that way - it helps me look forward to most everyday and not dread the typical 'bad days.I make the assumption that the spectrum of people reading this article ranges from 'I've already house hacked my first property' to 'I have never heard of such a thing.'

Given that you are in California, I would probably look on the high end of the spectrum.