Martin It's just smart bolt; Schlage.

I have a duplex with one meter and I use a Sense (https://sense.com/) device to monitor the total KWH that the upstairs unit is using I then take the electric bill and split the bill up based on the amount of power drawn by the upstairs unit vs the total usage.

I can, if I work smart enough, buy and do anything I want.  

Really seems like the smart move is to just hold on and wait to see what happens in early spring next year, but if anyone feels differently, I'm all ears.

AJ, Great post.I love the SMART acronym.

It is smart to make sure of a reserve or your borrowers have the cash to get out of a crunch.

Partnering with an experienced investor is a smart move—combining your construction expertise with their real estate knowledge could be a powerhouse for success.I love your vision of tackling the housing shortage and creating more affordable homes.

Definitely smart researching this before purchasing as it’s more difficult than many believe.

I know providing substantial services to long-term tenants is unusual, almost group home-ish, that's why I wanted to bring the thought here, to the largest community of smart people. 

Since rates might keep dropping and you don’t need the funds immediately, it could be smart to wait.